Built for Tiller users

Penny

Chat with your money.

Know where your money is going—simply by asking.

Penny works on top of your trusted Tiller-powered Google Sheet, so your spreadsheet remains the source of truth while everyday money questions become easier to answer from WhatsApp.

A WhatsApp conversation asking Penny what the household spent on groceries last month.
Placeholder: grocery spending question

The relationship

Tiller organizes your finances. Penny helps you talk to them.

Penny is for people who already trust their spreadsheet. When a question comes up during a grocery run, a family conversation, or a quick check-in away from your computer, Penny makes your existing financial history easier to reach.

How it works

Your spreadsheet stays in charge.

Tiller brings transactions into Google Sheets and helps organize them. Penny reads from that foundation and turns supported spending questions into clear answers through WhatsApp.

1

Tiller updates your sheet

Your financial data remains organized in the place you already use.

2

You ask Penny

Send a WhatsApp message when a spending question comes up.

3

Penny answers from history

Get plain-language answers and transaction breakdowns from your existing data.

Product proof

Financial answers wherever life happens.

Penny is intentionally narrow and useful: spending totals, averages, biggest expenses, merchant lookups, category questions, and transaction breakdowns.

Join beta
A WhatsApp conversation asking Penny for average monthly spending over the last six months.
Placeholder: average monthly spending
A WhatsApp conversation asking Penny to break spending down by transaction.
Placeholder: transaction breakdown

Supported questions

Ask the kinds of questions families actually need in the moment.

What did we spend on groceries last month?

What is our average monthly spending over the last six months?

What were our biggest expenses this year?

How much have we spent at Costco this year?

Show me our Costco purchases.

Break that down by transaction.

How much did we spend eating out this month?

What were our five biggest purchases this year?

Before and after

Less digging. More confidence.

Before Penny

You know the answer is probably in your Tiller spreadsheet, but opening, filtering, and analyzing it is not always convenient in the moment.

After talking with Penny

You can answer practical spending questions quickly, feel more informed, and talk about money with your family from a steadier place.

Data and security

Your spreadsheet remains your source of truth.

Penny is designed to answer supported questions from your Tiller-powered Google Sheet. For beta signup, this site collects your first name, email address, and optional Tiller-user status. Financial data access should be handled through scoped Google Sheets credentials on the backend, with secrets stored outside the codebase and signup data kept separate from transaction data.

Early access

Join the Penny beta.

Be among the first Tiller users to try a calmer way to ask your spreadsheet what is happening with your spending.